# How Billing Works

You may be required to make payments for the following:

* Apps on [paid plans](https://readme.directual.com/pricing-plans#app-plans)
* [Teams](https://readme.directual.com/pricing-and-billing/team-pricing-plans)
* [On-demand resource consumption](https://readme.directual.com/pricing-and-billing/on-demand-resource-consumption) (app plans have certain load limits, and if you exceed them, you'll have to pay for the over-limit consumption).

### Account Balance

Each app and each team has an owner, which is a specific Directual user. The owner is responsible for covering the expenses related to their apps and teams. In the Billing section, you can view the apps and teams for which you have outstanding payments, as well as your payment history.

<figure><img src="https://3071851461-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-M4Nnmtk9_gFGWOddsf6%2Fuploads%2Fs3e3E3aYcpI6TIWK5LvG%2Fimage.png?alt=media&#x26;token=e77c502d-8b33-40a9-8560-1ae5557a0394" alt=""><figcaption><p>Billing section</p></figcaption></figure>

For internal accounting, we have introduced a stablecoin named Directual-coin, or D-coin, which is hosted on the Ethereum network. The exchange rate is set at 1 D-coin = 1 US dollar.

You can add D-coins to your account balance through the following methods:

* Adding a basic payment method (PayPal, Visa, Mastercard, or MIR card)
* Adding funds via crypto
* Adding funds via wire payment
* Using a [promo code](https://readme.directual.com/pricing-and-billing/promo-codes)
* Receiving [affiliate rewards](https://readme.directual.com/pricing-and-billing/affiliate-program).

### Basic Payment Method

You can link your credit card (Visa, Mastercard, MIR, or PayPal) as your basic payment method. Once the basic payment method is verified, it will be charged each time your account balance goes negative.

You have the option to choose between two payment gateways:

* Paddle (Visa, MasterCard, PayPal)
* Tinkoff

If you wish to remove your basic payment method, please contact us through the support chat or send an email request to <support@directual.com>.

#### Adding Funds to Your Account Balance

To add funds to your account balance, click on 'Add Funds' and select the appropriate payment method.

<figure><img src="https://3071851461-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-M4Nnmtk9_gFGWOddsf6%2Fuploads%2FtDQcxoHX8a4TV84ndRc0%2Fadd_funds.gif?alt=media&#x26;token=cd58bf9d-8348-445a-9571-f93d1494e3b6" alt=""><figcaption></figcaption></figure>

### **Crypto Payments**

You can add funds to your Directual account using [TON](https://ton.org/en)

### Future Payments

You can view the upcoming payments for your apps and teams:

![](https://3071851461-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-M4Nnmtk9_gFGWOddsf6%2Fuploads%2F19aCjjrTIOyrAzLqLGvl%2Fupcoming.png?alt=media\&token=17a7d22d-0561-40f5-874b-8df2627a1cd3)

### Payment History

You can find your transactions and receipts in the section below:

![](https://3071851461-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-M4Nnmtk9_gFGWOddsf6%2Fuploads%2FlL4SjHJBgAHjV4IjUiN2%2FPayment_history.png?alt=media\&token=2d483cc7-208b-4c59-acb6-9d4d5e4f7bf6)

### Transferring D-coins

You can transfer your D-coins that you bought or got as an affiliate reward. Transaction fee is 1%.

<figure><img src="https://3071851461-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-M4Nnmtk9_gFGWOddsf6%2Fuploads%2Fro2N1oBzGFVPHTzDmWjG%2Ftransfer.gif?alt=media&#x26;token=c6b79117-e76d-40bf-b93f-b50e8c32c88d" alt=""><figcaption></figcaption></figure>